Go to MHL and ask for Nancy. Then sit back and let her take care of everything for you. You won't have to worry or stress over anything. Whatever she tells you, she'll do; she'll go far above and beyond that. She will exceed your expectations on every level. Her willingness to do everything above board to get the job done is unmatched. Within eleven weeks of closing (Cash Transaction) on my home, it is sitting on my site, completely finished, ready to move into. That is nothing short of a miracle in my opinion. You will not find any better customer service than what Nancy provides. She is a wonderful Christian lady, beautiful inside and out. She is quite simply the best!